Don't forget to factor in closing costs when considering a home sale or purchase. Theresa Blinder & Company is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 203-682-9352 if your needs include a real estate pro ready for the business side of buying and selling.

Anticipated closing costs

There are certain normal expenses linked to closing the sale of a house. These costs are usually split between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Connecticut to help lead you through your process.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, not only will I work to get the optimal sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully explain the closing costs so you know exactly where your money is going.

Buyers: If you're buying real estate in Fairfield County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not shocked when you show up at the closing appointment. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.